What is any unplanned or unintentional event, no matter how serious, that stops or interrupts work and results in personnel injury and property damage?

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In safety terminology, a mishap is any unplanned or unintentional event that stops or interrupts work and results in personnel injury and property damage. This term fits all severities, from minor to serious, and focuses on the event happening unexpectedly and its tangible impact on people and equipment. An accident is very close in meaning, but safety programs often use mishap to cover the full spectrum of such events and to emphasize operational interruption and outcomes. An incident is more general and can include near misses or events without injury or damage, so it doesn’t necessarily imply harm. A hazard is a condition with potential to cause harm, not an actual event.